Closing Costs

Who Pays What for Closing Costs?

  Santa Clara Alameda San Meteo Contra
Costa
Monterey San Francisco
Escrow Fee (Base on Sales Price) SELLER BUYER BUYER BUYER S/B BUYER
Owner's Title Insurance Policy (Base on Sales Price) SELLER BUYER BUYER BUYER S/B BUYER
Lender's Title Insurance Policy (Base on Loan Amount) BUYER BUYER BUYER BUYER BUYER BUYER
County Transfer Tax (Based On Sales Price) SELLER
$1.10 per thousand $
SELLER
$1.10 per thousand $
SELLER
$1.10 per thousand $
SELLER
$1.10
per thousand $
SELLER
$1.10 per thousand $

SELLER
$1.10 pe
r thousand $

City Transfer Tax (Based On Sales Price) S/B
50/50
BUYER BUYER BUYER BUYER BUYER
Fire Insurance Premium for First Year BUYER BUYER BUYER BUYER BUYER BUYER
Document Preparation Fees* SELLER BUYER BUYER BUYER BUYER BUYER
Document Recording Charges* BUYER BUYER BUYER BUYER BUYER BUYER
Homeowners' Association Transfer Fee and Prorated Dues SELLER BUYER BUYER BUYER BUYER S/B
Special Delivery/Courier Fee, if required SELLER BUYER BUYER BUYER BUYER BUYER
Home Warranty According to Contract BUYER BUYER SELLER BUYER BUYER SELLER
Inspection Fee According to Contract (Termite*, Roof, Property, Geological, etc.) BUYER BUYER BUYER BUYER BUYER BUYER
Matters of Record Against The Buyer (Tax Liens, Judgments, etc.) and Fees Required to Clear Them BUYER BUYER BUYER BUYER BUYER BUYER
Lender's New Loan Charges* BUYER BUYER BUYER BUYER BUYER BUYER
Interest On New Loan From Date of Funding to 30 Days Prior to First Payment Date BUYER BUYER BUYER BUYER BUYER BUYER
Real Estate Commission SELLER SELLER SELLER SELLER SELLER SELLER
Notary Fees BUYER SELLER SELLER SELLER SELLER SELLER
Property Tax Proration (To Date of Acquisition) SELLER SELLER SELLER SELLER SELLER SELLER
Special Delivery/Courier Fees, If Required SELLER SELLER SELLER SELLER SELLER SELLER
Document Preparation Fees* SELLER SELLER SELLER SELLER SELLER SELLER
Document Recording Charges* SELLER SELLER SELLER SELLER SELLER SELLER
Homeowners' Association Transfer Fee and Prorated Dues SELLER SELLER SELLER SELLER SELLER SELLER
Matters of Record Against The Buyer (Tax Liens, Judgments, etc.) and Fees Required to Clear Them (Statement Fees, Reconveyance/Trustee Fees and Prepayment Penalties) SELLER SELLER SELLER SELLER SELLER SELLER
Bonds and Assessments According to Contract SELLER SELLER SELLER SELLER SELLER SELLER

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